Article - 'AFP Exchange' April 2015 issue, by TMXpert Group president.

See recent article by TMXpert Group president, Michael Lenihan, in the AFP Exchange April 2015 Treasury Essentials  titled "ON TOP, Managing bank and rating agency relationships" -- Key Insights:  It's a two way street: You need to understand banks and rating agencies as much as they need to understand you.  Key contacts come and go at banks, rating agencies and your firm. Constant on-going dialogue is critical.  The larger your company's reliance on any banks for critical day-to-day processing, the more frequent your periodic relationship reviews with those banks should be.